Ownership & costs · live free tool
See the real 5-year cost of owning a boat — dock fees, insurance, fuel, maintenance, and more. No surprises. Compare trailer boats to wet-slip platforms (total cost of ownership).
Free: full calculator + comparison + .txt · Pro $39: print-ready ownership report · pair with loan calculator
Interactive calculator
Educational estimates only — not a quote, insurance binder, or yard bid. Pick a class, set years, adjust numbers if you know your slip and insurance.
5-year total
$28,500
$5,700 / year blended
Sticker ≠ ownership. Purchase $28,000 vs 5-yr total $28,500 (1.02× sticker)
Your results · next step
Trailer skiff / bay boat · $5,700/yr blended. Sticker price is not the season — turn this free estimate into a print-ready decision pack.
Free forever
Full interactive TCO · comparison · .txt summary · no card
Pro · $39/mo
Ownership report (print / Save as PDF) · decision checklist · agent chat path
Primary · convert
Free: interactive TCO + .txt summary. Pro / Studio: print-ready ownership report with decision checklist (Save as PDF).
Calculator + report HTML are client-side — zero model burn. Paid plans fund agents and compute-heavy floors.
5-year cost stack · 5-year
| Category | Trailer skiff / bay boat |
|---|---|
| Depreciation | $14,000 |
| Dockage / storage | $0 |
| Insurance | $2,250 |
| Fuel | $6,000 |
| Winterize / commission | $1,750 |
| Maintenance | $4,500 |
| Total (5 yr) | $28,500 |
| $/year | $5,700 |
| Dockage % of annual ops | 0% |
Annual ops = dockage + insurance + fuel + winterize + maintenance (excludes depreciation). Educational model only.
Comparison tip · trailer vs wet-slip
A trailer skiff can look cheaper on purchase — until you forget trailer tires, storage, and winterize. A wet-slip express often loses the race on dockage alone. Toggle comparison mode and watch dockage % of annual ops.
After the math: loan & payment calculator → · purchase journey → · Learning Academy →
Yard or tech? Soft bridge to marine pro tools — RealWear-style future language for service bays.
Marine Pro Tools →
