Sticker price is not the story. See a clear 5-year breakdown — depreciation, fuel, insurance, maintenance, and tires — and why European luxury often carries higher maintenance and insurance than US mainstream classes.
Interactive calculator
5-year total cost of ownership
Educational estimates only — not a quote. Pick a class, set years and miles, adjust numbers if you know your rates.
US mainstream
Tip: compare a US midsize to Euro compact luxury
Compact
US
$38,200
5-year total · $7,640/yr · $0.64/mi
Depreciation
$16,800
Fuel
$8,000
Insurance
$7,000
Maintenance
$5,000
Tires
$1,400
Ownership cost stack · 5-year
Depreciation$16,800
Fuel$8,000
Insurance$7,000
Maintenance$5,000
Tires$1,400
5-year cost breakdown for Compact
Category
Compact
Depreciation
$16,800
Fuel
$8,000
Insurance
$7,000
Maintenance
$5,000
Tires
$1,400
Total (5 yr)
$38,200
$/year
$7,640
$/mile
$0.64
Maintenance includes scheduled service, unexpected repairs / electronics exposure, and typical fees. Tires are separate.
Shop or tech? Hands-free Domestic and European procedures on RealWear Navigator glasses.